Welcome to HavisChama

Discover the smartest way to manage chamas, members, and investments in one platform.

HavisChama Platform

Professional tools for modern chama leaders.

Collect contributions, showcase your projects, and inspire members with a beautifully branded homepage.

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HavisChama platform experience
See HavisChama In Action

Experience the Complete Chama Management Journey

This short clip—complete with voice narration—walks through the homepage, dashboard, member setup, and loan approval process so prospects can experience the workflow before signing up.

  • Customize the homepage with galleries, testimonials, and slider banners
  • Manage contributions, loans, and reporting from one unified console
  • Switch between chamas and access group-specific data instantly

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Introducing

HavisChama – Your Complete Chama Operating System

Purpose-built for chama leaders

Everything you need to run a modern chama and grow member trust.

HavisChama centralises contribution tracking, loans, investments, and communications so your chama can focus on impact. Upload rich galleries of projects, share member testimonials, and spotlight your achievements in minutes.

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529+

Active Chamas

2,508+

Member Accounts

1,287+

Loans Processed

Powerful tools in one platform

Designed for accountability, transparency, and growth.

Everything you need to orchestrate a professional chama experience—from onboarding members to safeguarding data.

Chama Member Management

Maintain rich member profiles, assign leadership roles, and track participation history with confidence.

Automated Contributions

Automate reminders, receipts, and reconciliation for punctual, transparent contribution cycles.

Loan Management System

Manage the full loan lifecycle—requests, approvals, disbursements and repayments—with customizable plans.

Financial Reporting

Turn raw data into executive dashboards covering contributions, loans, savings and overall performance.

Mobile & SMS Integration

Send bulk SMS updates, trigger reminders, and accept M-Pesa payments from one secure hub.

Secure & Reliable

Build trust with enterprise-grade encryption, audited access controls, and resilient cloud infrastructure.

In-context visuals

See what members experience inside HavisChama.

Beautiful dashboards, intuitive workflows, and data-rich insights help every chama stay on track.

Contribution tracker
Contribution Tracker

Instantly see who has contributed, who’s overdue, and where funds are allocated.

Member directory
Member Profiles

Maintain rich member profiles, roles, and participation history.

Performance analytics
Performance Analytics

Digestible analytics keep leaders confident with data-driven decisions.

Voices from across the Havis community

Trusted by chama leaders, members, and partners.

Gather testimonials easily and keep your homepage fresh with authentic stories from your network.

Explore the Havis suite

Connected solutions for property, inventory, and chama management.

Your customers can seamlessly move between our platforms to experience the full Havis ecosystem.

Havis Homes

Comprehensive property management and real estate automation—ideal for landlords, agents, and property managers.

Visit Havis Homes

Havis Inventory

Inventory and asset tracking built for businesses who need visibility and control from warehouse to storefront.

Visit Havis Inventory
Connect with us

Follow us on social media

Stay updated with our latest news, updates, and community stories.

Ready to modernise your chama experience?

Collect contributions securely, showcase your success, and grow with confidence—powered by HavisChama.

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